FACT Act (Fair And Accurate Credit Transactions Act)

Business / Taxes / FACT Act (Fair And Accurate Credit Transactions Act): Designed to help consumers check their credit reports for accuracy and detect identity theft early, the FACT Act gives every consumer the right to request a free report from each of the three major credit bureaus — Equifax, Experian, and TransUnion — once a year. To obtain your free reports, you must request them through the Annual Credit Report Request Service (www.annualcreditreport.com or 877–322–8228). If you request your credit report directly from one of the three credit reporting agencies or through another service, you’ll pay a fee. Most experts recommend staggering your requests for the free reports — for instance, ordering one in January, the second in May, and the third in September — so that you can keep an eye on your credit throughout the year. It’s also a good idea to check your report at least two months before you anticipate applying for a major loan or a job, so you can notify the credit bureau if you find any inaccuracies. You’re also entitled to a free report directly from the credit reporting bureaus if you’ve recently been denied credit, have been turned down for a job, are on public assistance, or have reason to suspect that you’re a victim of credit fraud or identity theft.

Other Words for Accurate

Accurate Adjective Synonyms: exact, correct, error-free, precise
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Other Words for Act

Act Noun Synonyms: deed, action, undertaking, operation, step, move, feat, exploit, accomplishment, achievement
Act Verb Synonyms: behave (oneself), carry on, deport oneself, comport oneself, conduct oneself
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Other Words for Credit

Credit Verb Synonyms: ascribe, acknowledge, attribute, assign, impute
Credit Noun Synonyms: belief, faith, trust, credence
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Other Words for Fact

Fact Noun Synonyms: reality, actuality, truth, certainty
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Other Words for Transactions

Transactions Verb Synonyms: proceedings, record(s), acta, minutes, annals, goings-on, doings
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Oriented Strand Board Or OSB

Business / Construction / Oriented Strand Board Or OSB: A manufactured 4' X 8' wood panel made out of 1' - 2' wood chips and glue. Often used as a substitute for plywood. MORE

Original Equipment Manufacturer (OEM)

Technology / Computers / Original Equipment Manufacturer (OEM): Any manufacturer that sells its product to a reseller. Most often refers to the original manufacturer of a device or component, but certain products licensed as OEM, like Windows operating systems, ex MORE

Organization For Economic Development And Cooperation (OECD)

Business / Agriculture / Organization For Economic Development And Cooperation (OECD): An international organization established by the United States, Canada and certain Western European countries in 1960. The OECD studies and discusses trade and related matters. Its current 29 members MORE

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