Issuer

Business / Taxes / Issuer: An issuer is a corporation, government, agency, or investment trust that sells securities, such as stocks and bonds, to investors. Issuers sell the securities through an underwriter as part of a public offering or as a private placement.

Multiple-Issuer Pools

Business / Finance / Multiple-Issuer Pools: Under the GNMA-II program, pools formed through the aggregation of individual issuers' loan packages. MORE

Minimum Finance Charge

Business / Taxes / Minimum Finance Charge: A minimum finance charge is a fee collected by a credit card issuer each billing period. It applies when the actual finance charge you owe isn’t equal to or larger than this minimum. For example, if MORE

Average Daily Balance

Business / Finance / Average Daily Balance: A method for calculating interest in which the balance owed each day by a customer is divided by the number of days. See also: Adjusted balance method and previous balance method. MORE

Exchange Traded Notes

Business / Taxes / Exchange Traded Notes: Exchange traded notes (ETNs) are debt securities issued by a financial institution, listed on a stock exchange, and traded in the secondary market. Unlike regular bonds, there are no periodic interest MORE

Original Issue Discount

Business / Taxes / Original Issue Discount: A bond or other debt security that is issued at less than par but can be redeemed for full par value at maturity is an original issue discount security. The appeal, from an investor's perspective, is MORE

Moodys Investors Service, Inc.

Business / Taxes / Moodys Investors Service, Inc.: Moody's is a financial services company best known for rating investments. Moody's rates bonds, common stock, commercial paper, municipal short-term bonds, preferred stocks, and annuity contracts. Its MORE

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